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Money talk

The increase in tuition fees introduced in 2012 affected all undergraduate students from the UK and other EU countries who go to university in England.


The Student Funding Advice Team’s Top Tips

  • Apply on time – applications for university funding usually open at the beginning of the calendar year in which you are due to start. Apply as soon as possible to make sure your funding is in place when you start.
  • Do your research – take the time to research and read as much as you can to ensure you get the student funding you are entitled to. Don’t presume you will receive the same as a friend as everyone’s circumstances are different when it comes to funding support.
  • Put together a budget - it’s important that you try to calculate how much attending university will cost you. A free online calculator is a great place to start: www.studentcalculator.org.uk as it helps you see what you may be entitled to and how much university can actually cost.
  • Start saving – it is unlikely that your funding package will cover all living costs so it is important that you begin saving now. Just putting a little away each week/month will really help when you get to university.


Here are some ways you can become financially independent:

  • Work during the summer – full-time work can help towards funding your studies and can often mean you have to work less while you are studying.
  • Part-time work while studying – we have a Job Shop which can help you find vacancies so you can earn while you learn. It can also build your skills and experiences which will help you get a job when you graduate. The NUS advises that students should not work more than 18 hours per week.
  • Voluntary work – may not provide you with money straight away but can lead to other opportunities and it is fun!
  • Interest free overdrafts – many students are entitled to an interest free overdraft and this can provide a buffer if things get tight. Shop around different banks for the best value overdraft, don’t simply choose the one that offers you the best free gift.
  • Ask for help – we know how confusing some of this can be and we are here to help, so please visit our webpages regularly and for any other questions, please do not hesitate to contact us. We are here to help you now and all throughout your studies.

W: www.yorksj.ac.uk/moneymatters

E: fundingadvice@yorksj.ac.uk T: 01904 876939