Master's & Doctoral Loans

Master's Loan 

A Master's Loan can help towards course fees and living costs while you study a postgraduate master’s course.

Funding for Master's Loan is different if you normally live in WalesNorthern Ireland and Scotland. Moving somewhere to study doesn't count as normally living there.

Whether you qualify for a Master's Loan depends on:

  • your course
  • your age
  • your nationality or residency status

It can be taught or research-based and studied:

  • full time, lasting 1 or 2 academic years
  • part-time, lasting 2 to 4 academic years - no more than twice the length of the equivalent full time course
  • part-time for up to 3 years, where no equivalent full time course exists

For more information on the eligibility, please visit Master's Loans

Please note: You won't be eligible for an Adults Dependants' Grant, a Childcare Grant or Parents' Learning Allowance from Student Finance if you are studying a master's course.

If you’re an EU national, but don’t normally live in England you may be able to get a Master's Loan for a master’s course at a university or college in England.

What can I get?

  • £10,906, if your course starts on or after 1 August 2019
  • £10,609, if your course started between 1 August 2018 and 31 July 2019
  • £10,280, if your courses started between 1 August 2017 and 31 July 2018

This will be a contribution towards your course and living costs while you’re studying, and has to be paid back.

The loan will be paid into your bank account in three instalments during the academic year. If your course lasts more than a year, the loan will be divided equally across each year of your course.

If you have a disability, including a mental-health condition or specific learning difficulty such as dyslexia or dyspraxia, you might be able to get Disabled Students’ Allowances. These don’t have to be paid back and you don’t have to be eligible for a Master's Loan to apply.

If you’re thinking about studying a part-time master’s course go to part-time students for more information.

When can I apply?

Applications are now open!

How do I apply?

Visit the Gov.UK website to make your application. Make sure you apply as early as possible to make sure the Master's/Doctoral Loan is ready for the start of your course.

Doctoral Loan 

If you’re starting a doctoral degree on or after 1 August 2019, you could get a Doctoral Loan of up to £25,700 to help with course fees and living costs while you study a postgraduate doctoral course, such as a PhD.

The loan isn’t based on your income or your family’s and it’s paid directly to you at the start of each term. Applications open in the summer of 2019 for Student Finance England, the quickest way to apply is online via Student Finance.

For more information on you and your course eligibility, please visit Gov.UK

Please note: You won't be eligible for an Adults Dependants' Grant, a Childcare Grant or Parents' Learning Allowance from Student Finance if you are studying a doctoral course.

When can I apply?

Applications are now open!

How do I apply?

Visit the Gov.UK website to make your application. Make sure you apply as early as possible to make sure the Doctoral Loan is ready for the start of your course.

Master's & Doctoral Loans explained

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