Postgraduate & Doctoral Loans

Doctoral Loan (new for 2018-19)

If you’re starting a doctoral degree on or after 1 August 2018, you could get a Doctoral Loan of up to £25,000 to help with course fees and living costs while you study a postgraduate doctoral course, such as a PhD.

The loan isn’t based on your income or your family’s and it’s paid directly to you at the start of each term. Applications opened on the 18 June 2018 for Student Finance England, the quickest way to apply is online via Student Finance.

For more information on you and your course eligibility, please visit Gov.UK

Please note: You won't be eligible for an Adults Dependants' Grant, a Childcare Grant or Parents' Learning Allowance from Student Finance if you are studying a doctoral course.

Postgraduate Loan 

A Postgraduate Loan can help with  and living costs while you study a postgraduate master’s course.

Funding for Postgraduate Loans is different if you normally live in WalesNorthern Ireland and Scotland. Moving somewhere to study doesn't count as normally living there.

Whether you qualify for a Postgraduate Loan depends on:

  • your course
  • your age
  • your nationality or residency status

It can be taught or research-based and studied:

  • full time, lasting 1 or 2 academic years
  • part-time, lasting 2 to 4 academic years - no more than twice the length of the equivalent full time course
  • part-time for up to 3 years, where no equivalent full time course exists

For more information on the eligibility, please visit Postgraduate Loans

Please note: You won't be eligible for an Adults Dependants' Grant, a Childcare Grant or Parents' Learning Allowance from Student Finance if you are studying a master's course.

If you’re an EU national, but don’t normally live in England you may be able to get a Postgraduate Loan for a master’s course at a university or college in England.

What can I get?

If your course starts on or after 1 August 2018

You can get up to £10,609 for your whole course.

If you’re studying for 2, 3 or 4 academic years, the loan will be divided equally across each year of your course.

If your course started in academic year 2017 to 2018

You can get up to £10,280 for your whole course.

If you’re studying for 2, 3 or 4 academic years, the loan will be divided equally across each year of your course.

If your course started in academic year 2016 to 2017

You can get up to £10,000 for your whole course.

If you’re studying for 2, 3 or 4 academic years, you’ll get the first half of the loan in your first year and the rest in your second year.

This will be a contribution towards your course and living costs while you’re studying, and has to be paid back.

The loan will be paid into your bank account in three instalments during the academic year.

If you have a disability, including a mental-health condition or specific learning difficulty such as dyslexia or dyspraxia, you might be able to get Disabled Students’ Allowances. These don’t have to be paid back and you don’t have to be eligible for a Postgraduate Loan to apply.

If you’re thinking about studying a part-time Master’s course go to part-time students for more information.

When can I apply?

Applications opened on the 14 May 2018.

How do I apply?

Visit the Gov.UK website to make your application. Make sure you apply as early as possible to make sure the Postgraduate/Doctoral Loan is ready for the start of your course.

Postgraduate & Doctoral Loans explained

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