US federal loans
Consumer Information Disclosures
We make the following Consumer Information Disclosures as needed by the US Department of Education for participating Title IV schools (OPE ID 04032300).
York St John University will email on an annual basis, to all registered students who are identified within the University student record system as being United States citizens, information which will inform recipients that the University is a Title IV school, and participates in the William D. Ford Federal Direct Loan (Direct Loan) Program.
In order to access US Student Federal Aid, students must first complete a Free Application for Federal Student Aid (FAFSA) and specify York St John University as a nominated school.
Upon receipt of the student’s FAFSA information by York St John University, it will dispatch to the email address provided in the FAFSA the application instructions for US Student Federal Aid at York St John University.
Applications for US Student Federal Aid cannot be considered without the application to York St John University by the above procedure, and completion of a FAFSA alone is not a completed application process.
A paper copy of the instructions will be sent upon request.
General institutional information can be obtained from the York St John University website.
Admissions information (including contact information) can be obtained from the Admissions webpage. Specific entry requirements for US students are also given on the Your Country: United States information page.
Please direct any queries regarding applying to study at York St John University to firstname.lastname@example.org or telephone +44 (0) 1904 876598.
General financial aid information (including contact information) can be obtained from the Funding Advice webpage and Scholarships webpage.
Financial aid information for international students (including contact information) can be obtained from the International Fees & Funding webpage and International Scholarships, Bursaries and Sponsorships webpage.
Specific financial aid information for US Citizens, including for US Department of Education Student Financial Aid, is administered at York St John University through the US Loans team; general information can be obtained from the US Loans webpage.
Please direct any queries regarding applying for a US Federal Loan to finance your studies at York St John University to email@example.com or telephone +44 (0) 1904 876452.
You can contact the University in writing at:
Admissions [or] Finance (US Loans)
York St John University
Lord Mayor’s Walk
York YO31 7EX
All the need-based and non-need-based federal, local, private and institutional student financial assistance programs that are both known to, and applicable at, York St John University are available on the University website.
Federal aid and US-based private education loan information is available from the US Loans webpage.
General financial aid information can be obtained from the Funding Advice webpage and Scholarships webpage.
Financial aid information for international students can be obtained from the International Fees & Funding webpage and International Scholarships, Bursaries and Sponsorships webpage.
The Terms and Conditions in force at York St John University for recipients of Title IV, HEA Loans are considered to be all the information available on the US Loans webpages.
Selection of recipients of Student Federal Aid is dependent upon the recipient satisfying the Federal Aid rules for eligibility and the York St John University rules for admission and continuation of study. The award amount of Student Federal Aid is capped at the value of the Cost of Attendance as determined by the University by the means of its Cost of Attendance spreadsheet calculator for the academic year in question.
Eligibility requirements and procedures for applying for aid are available from our US Loans webpages and are also sent out when York St John University receives notification of your FAFSA application.
Federal Student Aid is disbursed in two equal instalments for undergraduate students and three equal instalments for postgraduate students during the academic year. The disbursements will be made soon after the start of Semester 1 and Semester 2, and after Easter break for the third disbursement (postgraduates only); (or as near to these dates as possible for late applicants). Funds are disbursed via a GBP £ bank transfer through Western Union.
Students have a right to cancel their disbursements at any point prior to the disbursement date of the loan. Students also have a right to cancel up to two weeks after the actual disbursement date. Requests later than two weeks after the disbursement date cannot be processed. However, as the origination and disbursement process will involve Foreign Exchange from USD to GBP (and any post-disbursement cancellation from GBP back to USD), the University strongly recommends that the right to cancel is invoked at least one week prior to the disbursement date, before any currency exchange has occurred.
Students have the responsibility to remain in ‘good standing’ with the University. Good standing means that the student has maintained a) appropriate conduct within the Code of Discipline for Students, b) appropriate conduct within the Student Financial Regulations, c) appropriate conduct within the student academic regulations.
Students have an obligation of Satisfactory Academic Progression within the Federal Aid program, and the York St John University SAP policy is available online.
The terms of any loans received through Student Federal Aid are available to all students through the Master Promissory Notes and the Entrance and Exit Counselling requirements of the Federal Aid process at York St John University. The University requires new Master Promissory Notes to be completed during each year of access to Student Federal Aid, and requests that both Entrance and Exit counselling be completed annually. Through these means students are informed of the terms of their loans, provided with sample loan repayment schedules and counselled in the necessity of repaying their loans.
Students enrolled at York St John University in a program of study abroad, where that study abroad has been approved for credit by York St John University may be considered enrolled at York St John University for the purposes of applying for Student Federal Aid, except where the program of study abroad takes place within the United States of America.
All US Citizens and eligible non-nationals receiving Student Federal Aid at York St John University are obliged meet the obligations of the three organisations below, to maintain their entitlement to US Student Federal Aid:
- Adhere to the Terms and Conditions of their visa requirements as set out by the Home Office/UK Visas & Immigration
- Adhere to the Federal rules for the receipt of Federal Aid
- Adhere to the general terms and conditions of being an enrolled student at York St John University
York St John University requests all recipients of Student Federal Aid to undertake Exit Counselling every year. The University provides this counselling in the form of electronic access through the StudentLoans.gov website.
Information about the facilities and services available to students with disabilities, including specific learning difficulties, is available from the Student Services team.
York St John University offer a variety of courses and the price varies depending on course being followed. To determine the tuition fee for the specific criteria that pertain to your circumstances please visit our course pages.
York St John University has a wide range of accommodation options, both on and off-campus. They can be found on our accommodation pages.
To determine the price of attendance at York St John University, a Cost of Attendance calculator spreadsheet has been developed to tailor the overall estimated cost to the individual student’s circumstances.
The York St John University student refund policy can be found in the Students section of the Finance Documents and Policies webpage; the Refund and Compensation Policy should be read in conjunction with the Student Financial Regulations. Refund policies with respect to your accommodation will be dependent upon the accommodation contract that was signed. Due to the wide range of accommodation options that are available to students a summary cannot be provided, but it should be noted that most private landlords in the city do not operate a refund process within the terms of a standard 12-month lease, unless a new occupant can be found.
Students wishing to withdraw from the University before the completion of their studies must complete the appropriate process. Please ensure you read all the guidance and procedural information on the University Withdrawal webpage. The withdrawal process will result in an official date of withdrawal on your student record, which will be used for any refund or return of funds calculations.
Requirements for the return of Title IV funds are published in the University's Return to Title IV (R2T4) Policy (docx, 54kB).
All prospective and enrolled students can obtain information about current degree programs available at the University on the following pages:
Further information relating to individual academic programmes can be found in the Programme Specifications.
The Family Educational Rights and Privacy Act (FERPA) (20 U.S.C. § 1232g; 34 CFR Part 99) does not apply within the UK. The use of personal data is regulated by the Data Protection Act 2018, which is the UK’s implementation of the General Data Protection Regulation (GDPR).
The University’s data protection policies are compliant with the Data Protection Act 2018 and are available on the Data Protection webpage.
Prior to any origination of Direct Subsidized and Unsubsidized Loans, all applicants are required to submit a digitally signed copy of the Direct Subsidized Loans and Direct Unsubsidized Loans Master Promissory Note, which contains information about the rights and responsibilities of students and schools under Title IV, HEA loan programmes.
Prior to any origination of Direct Subsidized and Unsubsidized Loans all applicants are required to submit proof of completion of Entrance Counselling conducted on the Studentloans.gov website. The counselling procedure contains information about the rights and responsibilities of students and schools under Title IV, HEA loan programmes.
Prior to any origination of Grad PLUS or Parent PLUS Loans, all applicants are required to submit a digitally signed copy of the Direct PLUS Loans Master Promissory Note, which contains information about the rights and responsibilities of students and schools under Title IV, HEA loan programmes.
Prior to any origination of Grad PLUS Loans all applicants are required to submit proof of completion of Entrance Counselling conducted on the Studentloans.gov website. The counselling procedure contains information about the rights and responsibilities of students and schools under Title IV, HEA loan programmes.
York St John University is required, in accordance with Federal Regulations, to submit details of all loans to National Student Loan Data System (NSLDS), which will then be accessible to guarantee agencies, lenders and schools determined to be authorised users of the system.
The University must then continue to report the enrolment status of any student with US Federal Loans every 60 days. Reporting a student as studying full-time or half-time at York St John University will defer any previous US Federal Loans taken out before you started your studies here.
The University is required to confirm enrolment status as follows on the NSLDS system:
- Students studying full-time will be reported as F, or H if studying half-time, and will remain as eligible to receive US Federal Loans all year
- Students who are studying less than half-time will be reported as L and will be ineligible for US Federal Loans. Students who have completed their studies but are awaiting the outcome of the exam board will be reported as L
- Students will be reported as G for graduated once the exam board confirm the student has successfully completed their studies
- Students who suspend studies for more than 180 days or who withdraw from their studies will be reported as W and will be ineligible for US Federal Loans
If your mode of attendance is reported as less than half-time, withdrawn or graduated, you will no longer be eligible for a deferment request. You should refer to the repayment terms of your loans when the status of your studies changes.
Prior to any loan origination for Direct Loans at York St John University, students must complete Entrance Counselling, as provided on the Federal Student Loans website StudentLoans.gov and submit proof of counselling completion to the US Loans Team. This counselling complies with all Federal Entrance Counselling requirements.
Exit counselling provides important information to prepare you to repay your Federal Student Loan(s). Students coming to the end of their studies are required to complete Exit Counselling for each type of Federal US Loan borrowed. Exit Counselling can be completed on the Federal Student Loans website StudentLoans.gov. This counselling complies with all Federal Exit Counselling requirements.
The US Loans team will contact you to remind you to complete Exit Counselling and ask you to email firstname.lastname@example.org once you have done so. You are required to complete Exit Counselling if you drop to less than half-time, withdraw from your studies or complete your studies.
York St John University does not endorse, promote or recommend any preferred Private Education Loan provider from the United States. At the time of publication of this information there is only one Private Education Loan provider that we are aware of that will provide loans to students at Foreign Schools, which is Sallie Mae. York St John University will certify loans from Sallie Mae, but only when a certification request is received from Sallie Mae; the student has submitted a completed Cost of Attendance calculation which is considered to be an accurate record of their cost of attendance at the University; and the student has sent to the University a copy of their signed loan agreement with Sallie Mae (Private Education Loan Applicant Self-Certification form). Please see the Private Loans section of the US Loans webpages for further details.
As a part of the FSA Loan Program, York St John University and its employees must adhere to the following conditions. Staff and agents at the University are prohibited to engage in any activities of the following nature:
- Revenue-sharing arrangements with any lender
- Endorsing any particular lenders
- Delaying loan certifications
- Offers of funds for private loans
- Receiving gifts from a lender, a guarantor, or a loan servicer
- Accepting compensation for any type of consulting arrangement or contract to provide services to or on behalf of a lender
- Advisory board compensation
York St John University does not endorse, promote or recommend any preferred Private Education Loan provider from the United States. At the time of publication of this information there is only one Private Education Loan provider that we are aware of that will provide loans to students at Foreign Schools, which is Sallie Mae. Therefore any reference to Sallie Mae on York St John University communications does not represent the existence of a preferred lender; merely that it is an available lender. In the event that other companies decide to enter the market they will be given equal visibility.