Loans for US students
You can apply for a loan to cover tuition fees and living expenses.
Students can apply for funding from the US government. We participate in the William D Ford Federal Direct Loan Program.
Types of federal loan
There are three types of federal loan:
For undergraduate students. Based on financial need.
For undergraduate, graduate and professional students. Not based on financial need.
For graduate or professional students and parents of dependent undergraduate students. Not based on financial need but a credit check is needed.
The amount you can borrow depends on your year of study and whether you are a dependent or independent student. Your dependency status will determine whose information you report when you apply. The Federal Student Aid website has more information about the criteria for dependent and independent students.
Eligibility for federal loans
To be eligible to apply for a federal loan you must:
- Meet the Student Aid criteria set by the US Department of Education.
- Enrol on at least a half time basis for the duration of your course
- Study an eligible, degree-bearing course
- Be physically present at York St John University for your studies
- Make satisfactory academic progress during your course
We are not able to offer federal loans for the following:
- Courses that are less than half time
- Courses that are not degree-bearing
- Online or distance learning
- Courses with a period of study outside the UK
- Courses taught by a partner institution
- Postgraduate certificate and diploma courses
You can email firstname.lastname@example.org to check if your course is eligible for a federal loan.
Other funding options
If you are not able to take out a federal loan you may be able to take out a private loan. We will work whichever lender you choose. However, as far as we are aware, Sallie Mae is the only lender that will provide loans to students at a foreign school.
If Sallie Mae approves a loan for you, we will be asked to certify your requested loan amount. To do this we will need you to complete a Cost of Attendance spreadsheet. Email email@example.com to request a copy.
Federal PELL grants
We do not process PELL grants as these are only available for study within the US.
Veteran Affairs Benefits
We participate in the US Department of Veterans Affairs (VA) Educational Benefits programme. This provides funding for US military veterans and their dependents. Please note we are not eligible for the Yellow Ribbon Program.
You will need to send us a copy of your Certificate of Eligibility letter and your full social security number before we can enrol you on your course.
|York St John University aims to provide correct and current information on its website, but cannot guarantee its accuracy and accepts no liability for omissions, errors or changes. If you wish to check or confirm a particular item regarding US student funding, please contact the university via firstname.lastname@example.org.|